Your brokerage's workspace for non-resident cases.
One place to onboard foreign clients, collect and check their documents in their own language, pre-underwrite against Spanish lender criteria, and send each bank a clean, indexed file.
Broker sign-in
The Hipotek broker portal is not open yet. Sign-in will be available here as soon as it launches.
Sign in · portal opening soon Request access for your brokerageWant to see it first? Book a 30-minute demo with a real non-resident case.
From first contact to bank submission — without chasing paper.
Invite your client
Add the client and they receive a secure, personal link to their own portal — in English, Dutch, German, Spanish or French.
They upload, we check
Each document is checked for edits and staleness, read by AI with the source evidence, and filed into the 00–13 master structure.
You underwrite
Verify every value, reconcile declarations against evidence, and see LTV, stressed affordability, cash to complete and a clear GREEN / AMBER / STOP.
Submit to the right bank
Match lender appetite, generate the credit memo and an indexed, lender-specific pack. Track progress to the notary.
- Restructuring Advisor — five quantified options (settle debts, loan amount, term, evidenced income) recalculated against lender rules.
- Your own credit policy — every threshold, from LTV and DSTI to document validity and lender appetite, is configurable per brokerage.
- Complete audit trail — every upload, edit, verification, override and download is recorded with who and when.
Your firm, isolated. Your clients' data, encrypted.
Your firm, isolated
Each brokerage has its own portal, users, policy and data. Platform administrator accounts have no access to client files.
Encrypted documents
Every file is encrypted with AES-256 before it is stored. Links expire; logins can use one-time codes.
GDPR-ready
You remain the controller; we act as processor under a data processing agreement. Full export at any time.